全球遠端行動支付市場規模、份額和趨勢分析報告－產業概況和2032年預測

遠端行動支付市場分析

由於智慧型手機、網路連線和數位支付解決方案的普及，全球遠端行動支付市場正在經歷快速成長。遠端行動支付使消費者無需親自到場即可進行交易，提供了便利性和靈活性。這一市場受到非接觸式支付方式需求的不斷增長、生物識別等增強的安全功能以及向無現金社會的日益轉變的推動。 PayPal、Apple Pay 和 Google Pay 等主要參與者正憑藉將支付系統整合到日常應用中的創新解決方案引領產業發展。區塊鏈技術、人工智慧和安全支付協議的最新發展預計將透過提高交易安全性和效率進一步促進市場成長。此外，銀行服務的持續數位化和互聯網普及率的提高（尤其是在新興市場），正在促進遠端行動支付的廣泛採用，為未來幾年市場持續擴張奠定基礎。

遠端行動支付市場規模

2024 年全球遠端行動支付市場規模為 103 億美元，預計到 2032 年將達到 1,149.9 億美元，2025 年至 2032 年預測期內的複合年增長率為 35.20%。除了市場價值、成長率、市場區隔、地理覆蓋範圍、市場參與者和市場情景等市場洞察外，Data Bridge 市場研究團隊策劃的市場報告還包括深入的專家分析、進出口分析、定價分析、生產消費分析和 pestle 分析。

遠端行動支付市場趨勢

“支付技術的創新”

隨著智慧型手機使用量、數位錢包和非接觸式支付系統的增加，全球遠端行動支付市場正在快速發展。生物辨識認證、區塊鏈和人工智慧安全等支付技術的創新正在重塑支付格局。一個重要的趨勢是將行動支付融入日常應用和服務中，讓消費者能夠無縫支付各種交易，從購物到帳單支付。這一趨勢得益於二維碼和基於 NFC 的支付解決方案的日益普及，提高了便利性和速度。隨著越來越多的消費者轉向無現金交易，以及安全性的提高，遠端行動支付市場將繼續擴大，這得益於這些創新以及消費者對更快、更安全、更便捷的支付方式的偏好。

報告範圍和遠端行動支付市場細分    

遠端行動支付市場定義

Global remote mobile payment refers to the process of making financial transactions using a mobile device, such as a smartphone or tablet, without being physically present at the point of sale. It allows consumers to make purchases, pay bills, or transfer money remotely through mobile applications, digital wallets, or mobile banking services. These payments are typically facilitated by technologies such as Near Field Communication (NFC), QR codes, or online platforms that support secure payment processing. Remote mobile payments offer convenience, speed, and security, enabling users to conduct transactions from anywhere, at any time, using their mobile devices.

Remote Mobile Payment Market Dynamics

Drivers

• Increasing Smartphone Penetration

The growing adoption of smartphones, particularly in emerging markets, is a significant driver of the remote mobile payment market. As more consumers in these regions gain access to smartphones, mobile payment solutions become more accessible and convenient. With smartphones being used for various daily activities, including shopping, banking, and entertainment, the integration of payment systems into these devices allows users to make secure and efficient transactions. This trend is helping mobile payments gain popularity, as consumers prefer the ease and flexibility of managing their finances through their smartphones, thus fueling market growth.

• Rising Preference for Cashless Transactions

The shift toward cashless societies is a major driver of the remote mobile payment market. As consumers seek more convenient and hygienic payment methods, mobile payments have gained traction as an effective solution. The increasing preference for contactless payments, which offer faster, safer, and more secure transactions compared to traditional cash, is accelerating this trend. In addition, governments worldwide are promoting cashless initiatives to reduce the spread of infections and enhance financial inclusion. These factors collectively contribute to the widespread adoption of mobile payments, further driving the growth of the remote mobile payment market.

Opportunities

• Integration of Blockchain Technology

The integration of blockchain technology into mobile payment systems presents a significant market opportunity by enhancing security, transparency, and transaction efficiency. Blockchain's decentralized nature ensures that payment data is more secure, reducing the risk of fraud and cyberattacks, while its transparency improves trust between consumers and service providers. The technology can also streamline transactions, offering faster and lower-cost processing. As businesses adopt blockchain to strengthen their mobile payment solutions, they can attract a wider customer base by addressing growing concerns about security and reliability, ultimately driving higher adoption rates and market growth.

•  Partnerships with E-commerce Platforms

隨著電子商務持續快速成長，與線上零售商和服務提供者合作為行動支付提供者提供了寶貴的機會。透過將行動支付解決方案整合到電子商務平台，企業可以促進無縫交易，提高客戶便利性並簡化購買流程。這種整合使消費者能夠使用智慧型手機進行快速、安全的支付，減少摩擦並改善整體購物體驗。隨著越來越多的消費者轉向線上購物，提供行動支付選項可以幫助企業佔領更大的市場份額，推動更高的交易量，並提高客戶滿意度。

限制/挑戰

• 安全和詐欺問題

儘管加密和認證技術取得了重大進步，但安全性仍然是遠端行動支付市場面臨的主要挑戰。由於擔心資料外洩、身分盜竊和欺詐，許多消費者仍不願採用行動支付系統。針對行動支付平台的網路攻擊和詐欺活動的增加進一步加劇了這些擔憂。因此，潛在用戶可能不願意信任包含敏感財務資訊的行動支付解決方案。透過更強有力的保障措施、強大的加密方法和用戶教育來解決這些安全問題對於克服這項挑戰並鼓勵更廣泛地採用行動支付至關重要。

• 消費者信任與採用

許多消費者對行動支付技術仍然不熟悉，這種缺乏了解加上對安全性的擔憂阻礙了其廣泛採用。在科技素養較低的地區，人們可能認為與傳統支付方式相比，行動支付比較複雜或有風險。對數位支付解決方案缺乏信任是一個重大障礙，因為消費者不願意放棄現金或信用卡。為了克服這種限制，公司必須投資消費者教育，簡化行動支付流程，並增強安全功能以建立信任並鼓勵更廣泛的採用。

本市場報告提供了最新發展、貿易法規、進出口分析、生產分析、價值鏈優化、市場份額、國內和本地化市場參與者的影響的詳細信息，分析了新興收入領域的機會、市場法規的變化、戰略市場增長分析、市場規模、類別市場增長、應用領域和主導地位、產品批准、產品發布、地理擴展、市場技術創新。要獲取更多市場信息，請聯繫 Data Bridge Market Research 獲取分析師簡報，我們的團隊將幫助您做出明智的市場決策，實現市場成長。

遠端行動支付市場範圍

市場根據技術、部署模式、支付類型和最終用戶進行細分。這些細分市場之間的成長將幫助您分析行業中成長微弱的細分市場，並為用戶提供有價值的市場概覽和市場洞察，幫助他們做出策略決策，確定核心市場應用。

科技

• 近場通訊
• QR 圖碼支付
• 行動錢包
• 區塊鏈技術

部署模型

• 基於雲端
• 本地

付款方式

• 數位錢包
• 銀行轉帳
• 信用卡/金融卡付款
• 加密貨幣交易

最終用戶

• 零售
• 飯店業
• 運輸
• 衛生保健

遠端行動支付市場區域分析

對市場進行分析，並按國家、技術、部署模式、支付類型和最終用戶提供市場規模洞察和趨勢，如上所述。

市場報告涉及的國家有：北美的美國、加拿大、墨西哥、德國、瑞典、波蘭、丹麥、義大利、英國、法國、西班牙、荷蘭、比利時、瑞士、土耳其、俄羅斯、歐洲的其他地區、日本、中國、印度、韓國、紐西蘭、越南、澳洲、新加坡、馬來西亞、泰國、印尼、菲律賓、亞太地區（APAC）的其他地區、巴西、阿根廷、南美洲的其他地區、歐洲地區（AME、AME）。

預計亞太行動支付市場將在全球佔據主導地位，到 2024 年將佔據 35.4% 的收入份額。印度 UPI 交易的激增及其向阿聯酋等國家的擴張正在推動這一成長。高速網路連線的改善、基礎設施的加強以及採用率的提高等因素進一步促進了該地區在行動支付市場的主導地位。

預測期內，歐洲行動支付市場將經歷大幅成長。推動這一成長的關鍵因素包括向數位支付的快速轉變、現金使用的減少、國際遊客的湧入以及全球貿易參與度的提高。此外，該地區專注於提供無縫支付體驗，加上多樣化的支付選擇，進一步推動了歐洲行動支付市場的擴張。

The country section of the report also provides individual market impacting factors and changes in market regulation that impact the current and future trends of the market. Data points such as down-stream and upstream value chain analysis, technical trends and porter's five forces analysis, case studies are some of the pointers used to forecast the market scenario for individual countries. Also, the presence and availability of global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data.

Remote Mobile Payment Market Share

The market competitive landscape provides details by competitor. Details included are company overview, company financials, revenue generated, market potential, investment in research and development, new market initiatives, global presence, production sites and facilities, production capacities, company strengths and weaknesses, product launch, product width and breadth, application dominance. The above data points provided are only related to the companies' focus related to market.

Remote Mobile Payment Market Leaders Operating in the Market Are:

• MoneyGram (U.S.)
• PayPal Holdings Inc. (U.S.)
• SAMSUNG (South Korea)
• Visa Inc. (U.S.)
• Alibaba Group Holdings Limited (China)
• Apple Inc. (U.S.)
• American Express Company (U.S.)
• Vodacom Group Limited (South Africa)
• Alipay (China)
• Amazon Inc. (U.S.)
• Mastercard (U.S.)

Latest Developments in Remote Mobile Payment Market

• In August 2024, Windcave, a leading payment technology provider in New Zealand, teamed up with Alipay+ to offer seamless mobile payment solutions for businesses in Australia and New Zealand. This partnership aims to equip merchants with the ability to accept payments from travelers across Asia and Europe. The new solution is expected to enhance the payment experience for international visitors, driving growth in the mobile payment market in both countries
• In 2023, Visa revealed a collaboration with PayPal and Venmo to launch Visa+, a groundbreaking service designed to enable fast and secure transfers of money between various person-to-person (P2P) digital payment apps. This initiative aims to streamline digital transactions, offering users greater flexibility and convenience. By bridging different payment platforms, Visa+ is expected to enhance the overall digital payment experience for consumers
• In 2021, Alipay (Ant Group) introduced a QR code payment method that allows users to complete transactions without manually entering the transaction amount. This innovation simplifies the payment process by enabling quick and seamless payments using QR codes. The feature enhances user convenience and streamlines the overall payment experience
• In 2021, American Express introduced both a web version and a mobile app for Amex Pay, allowing users to pay various bills, including taxes, insurance, cable, and internet bills. This new feature provides customers with a convenient and secure way to manage and pay their recurring expenses. The launch enhances the flexibility and accessibility of payments through American Express's platform

SKU-73291